Personal Checking


LNB Community Bank understands everyone’s financial situation is different. That is why we offer a full range of checking accounts designed to keep up with you and your busy schedule.

Great service comes free with every account!

We’ve made switching your accounts a breeze. Our Switch Kit will help you create letters for changing automatic deposits and withdrawals.

Check out our savings calculators with just a click: Financial Calculator

Smart Cents Checking

It pays to use your debit card with Smart Cents Checking!

To qualify for interest and foreign ATM surcharge fees refunded

When you qualify:

On months you don’t qualify:

eChecking

Personal CheckingDo all your banking online! Pay bills, view monthly statements, transfer funds and more.

Direct Checking

There is no monthly service fee with Direct Checking when your employer direct deposits your payroll check.

Statement Checking

CheckingIf you’re looking for a basic account and need a mailed statement, Statement Checking is for you!

Bravo Checking

Our Club Account that offers discounted services for a low monthly fee.

Bravo 50 Checking

For our customers who are 50 or older. Get all the advantages of our Bravo Account for free with a low minimum balance.

Bravo Super Now Account

Earn a higher rate of return with your checking account dollars.

1An ATM withdrawal is not a POS transaction.

2No additional interest will be earned on balances exceeding $15,000.

3To qualify for Refunded Foreign ATM Surcharge Fees a minimum of 15 POS transactions and 1 direct deposit per month must occur to receive up to $6 in Foreign ATM Surcharge Fees refunded. No foreign ATM surcharge fees will be refunded if all qualifications are not met each month.

4Bill Pay includes 20 payments per month; thereafter, a per payment fee of $.40 will be assessed. If Bill Pay is inactive for 6 months, a $3 monthly fee will be assessed.

5If a direct deposit has not been received within 60 days from account opening a $5 monthly service fee will be assessed.

6If the balance falls below $100 during the statement cycle a $6 service fee will be assessed.

7No interest will be paid for days balance if below $2,500.

8If the balance falls below $1,000 during the statement cycle a $10 service fee will be assessed.

9No interest will be paid for days balance is below $1,000.

10Subject to credit approval. Payment must be made as an automatic transfer from an authorized LNB Community Bank account to receive reduced rate.

11There will be a $2.95 statement service charge after 30 days of account opening if the statement verification process is not complete on LNB Community Bank’s online or mobile banking application.