At LNB Community Bank we understand there are many challenges of owning or operating a business. We offer a combination of the best financial products and professional personal service to meet your business needs now and in the future.

Our Business Checking Accounts include:

Business Checking Accounts that earn interest:

 

Small Business Accounts

Our Small Business Checking Accounts are designed for small business owners who have lower transaction volumes. If you like the convenience of online banking we offer eChecking, but if you still prefer a mailed statement, Statement Checking is for you!

Small Business eChecking

Our Small Business Checking Accounts are designed for small business owners who have lower transaction volumes. If you like the convenience of online banking we offer eChecking, but if you still prefer a mailed statement, Statement Checking is for you!

  • $25 minimum deposit to open
  • $25 minimum balance requirement1,7
  • First 50 transactions free per statement cycle2
  • Free Online Banking
  • Free Bill Pay3
  • Free 24 hour phone banking
  • Free business debit card4
  • Free night deposit service
  • Overdraft protection offered from another LNB Community Bank deposit account
  • No charge for direct deposit
  • Change order processing
  • Statement notification by email7

Small Business Statement Checking

  • $50 minimum deposit to open
  • Service charge tiers by Monthly Balance
  • First 50 transactions free per statement cycle2
  • Free Online Banking
  • Free Bill Pay3
  • Free 24 hour phone banking
  • Free business debit card4
  • Free night deposit service
  • Overdraft protection offered from another LNB Community Bank deposit account
  • No charge for direct deposit
  • Change order processing

 

Business Accounts

Our Business Checking Accounts are excellent accounts for businesses with higher transaction volumes.  If you like the convenience of online banking we offer eChecking, but if you still prefer a mailed statement, Statement Checking if for you!

Business eChecking

  • $100 Minimum deposit to open
  • Service charge tiers by Monthly Balance7
  • First 200 transactions free per statement cycle2
  • Free Online Banking
  • Free Bill Pay3
  • Free 24 hour phone banking
  • Free business debit card4
  • Free night deposit service
  • Overdraft protection offered from another LNB Community Bank deposit account
  • No charge for direct deposit
  • Change order processing
  • Statement notification by email7

Business Statement Checking

  • $100 Minimum Deposit to open
  • Service charge tiers by Monthly Balance
  • First 200 transactions free per statement cycle2
  • Free Online Banking
  • Free Bill Pay3
  • Free 24 hour phone banking
  • Free business debit card4
  • Free night deposit service
  • Overdraft protection offered from another LNB Community Bank deposit account
  • No charge for direct deposit
  • Change order processing

 

Commercial Analysis Checking

For our commercial customers with high transaction volumes.

The commercial account analysis enables the commercial customer that maintains collected balances to earn a credit against fees for checking services.  The earnings allowance can offset a portion or all of the fees that might otherwise be incurred as a result of the volume of activity in the account.

  • Activity costs:
    Monthly service fee – $10
    Debits & Credits – $.20 each
    Items deposited – $.10 each
  • Free Online Banking
  • Free Bill Pay3
  • Free 24 hour phone banking
  • Free business debit card4
  • Free mailed statement
  • e Statement available
  • Free night deposit service6
  • Overdraft protection offered from another LNB Community Bank deposit account
  • Change order processing

Charitable Checking

  • $25 minimum deposit to open
  • Minimum balance requirement $255
  • First 50 transactions free per statement cycle2
  • Free Online Banking
  • Free Bill Pay3
  • E Statement preferred
  • Free 24 hour phone banking
  • Free business debit card4
  • Free night deposit service
  • No charge for direct deposit
  • Change order processing

1If balance falls below $25 during the statement cycle a $3 service fee will be assessed.
2
Transactions include checks paid, withdrawals, deposits and electronic (ACH or POS) debits and credits.   There will be a $.40 fee assessed per excess item.
3
Bill Pay includes 20 payments per month; thereafter, a per payment fee of $.40 will be assessed.  If Bill Pay is inactive for 6 months a $3 monthly fee will be assessed.
4
With approval.
5
If balance falls below $25 during the statement cycle a $6 service fee will be assessed.
6Mandatory, in person Night Deposit bag processing will be charged $10 per bag.

7There will be a $3.95 statement service charge after 30 days of account opening if the statement verification process is not completed on LNB Community Bank’s online or mobile banking application.