Certificates of Deposit are a great way to earn a higher rate of interest on your money. Your rate of interest will depend on the amount of money you wish to invest and the length of time you elect to keep your money on deposit.

Our Certificates of Deposit range in terms as short as 91 days all the way up to 7 years. Interest earned can be added to your Certificate (which maximizes its earnings potential), mailed to you by check, or deposited into an LNB Community Bank checking or savings account.

Click here to check out our Current Rates.


Individual Retirement Accounts are a great tax-saving investment. Even if your IRA is not deductible, your accumulated earnings may be tax-deferred or tax-free. We offer Traditional IRA’s, Roth IRA’s and Coverdell Education Savings Accounts (CESA).

Our Individual Retirement Accounts range in terms as short as 91 days all the way up to 7 years. We also offer an 18-month variable rate IRA that allows you to make deposits whenever you wish.

*On all certificate products, penalties may apply for early withdrawal of funds.
**On IRA’s, tax penalty may be imposed for withdrawal prior to age 59 ½.